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Money and Finances
Reply to "Valuation of Pension for Retirement Planning"
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[quote=Anonymous][quote=Anonymous]I don’t factor in SS. I am 40, so it will be gone or at least means-tested by then. If I get it, great and I will gladly spend it. But I can’t count on it to be there even though I will pay into it with large amounts for decades. [/quote] It's not going to zero. If you're upper income and 40, it's possible that it will be reduced by 20-30 percent, and it might be taxed more. But even cutting it by 50 percent is extremely conservative. Assuming it will be cut by 100 percent is just nonsensical.[/quote]
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