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Eldercare
Reply to "Up to $14,000 a month"
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[quote=Anonymous]just wait until they require you to hire a part time aide for your parent in addition to the monthly fee. My dad had great long term care insurance that he paid into for decades and that did cover about 2/3 of the cost of the memory care facility (about same cost as OPs), but then we were stuck with another $20,000 per month for a personal aide or they would have kicked him out and put him into skilled nursing because he was a significant fall risk. (Like he wasn't going to be a fall risk in skilled nursing too?) It was awful. We basically paid someone to watch him all day and tell him to sit down if he tried to stand up so that he could have some social interaction and still go to the memory care activities. And this was in a highly rated facility in NJ. The whole system just sucks. [/quote]
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