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Reply to "Question about Social Security in a year when Congress might raise the FRA"
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[quote=Anonymous]My husband will turn 70 next summer and has planned to wait until then to take Social Security to max out payments. We're both still working, and are in the highest income bracket, so we'd be paying a lot of taxes on SS if we filed today. It seems that if Congress is going to raise the FRA, then they'll also raise the age for the maximum payout, right? If they do that this year, then we'll regret having waited to start DH's social security. Do you think we should start payments now to avoid the risk? Also, is his payment amount going up monthly? For example, if legislation starts moving suddenly to raise the FRA, could we go ahead and file in, say November, and get more than we'd get by filing today? Thank you! [/quote]
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