Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Money and Finances
Reply to "Roth 401k in 35% Tax Bracket"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous][quote=Anonymous]You didn't quality for Roth before on your own? Like two people wasted their chance to max out Roth for 30 years? Get a tax book and see what you can do between all those accounts.[/quote] OP here. We exceeded the income limit for Roth contributions since we started working. Back door Roth contributions seemed a bit shady (to me) until it was recently clarified. We have both been doing the back door Roth contributions for several years. Do I wish we started Roth contributions earlier (we have about $100,000 in Roth now). Sure. But I think we have done ok saving. We have been maxing out 401k plus back door Roth contributions. We will likely continue regular 401k contributions and plan for Roth conversions when we retire until RMDs kick in. [/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics