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Reply to "Roth 401k in 35% Tax Bracket"
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[quote=Anonymous][quote=Anonymous]Cons are you're investing 65c instead of a dollar. Pros are you won't be bored anymore? Why not get the substantial tax savings now, and just convert when your tax bracket drops in 3 years?[/quote] Whether it’s 65c vs a dollar depends on whether OP is constrained by funds or by the contribution limit. If OP has plenty of funds, the ROTH cap is the same dollar amount so maxing ROTH has more value since it’s already been taxed[/quote]
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