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Reply to "DCUM Hive Mind: Can I get rid of my term life insurance?"
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[quote=Anonymous]It's not clear, unfortunately. You don't need it, but you're paying about $2000 year for $1 million of insurance. That's only 0.2 percent. Your chance of death is very low, but it's a lot higher than when you were 30. (In term, you generally pay more than it's worth at the beginning, when you are very young, and less than it's worth at the end, when you are middle aged.) So it might be reasonable to keep it. [/quote]
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