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Reply to "Best cash back credit card?"
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[quote=Anonymous]OP unless you can really utilize the Sapphire Reserve perks/credits, I'd cancel one your CSR cards as you suggested, and downgrade the other one to Sapphire Preferred. It has most of the same nice travel insurance protections, no exchange fee, and ability to transfer points to partners. For your "simple card", if you like the Chase points and use them well, instead of canceling the 1st Reserve, downgrade it to Freedom Unlimited and earn 1.5 Chase points on every dollar. Make each other authorized users on each card, and you can pool all the Freedom Unlimited points into the Sapphire Preferred "bucket". But if you just want cash, one of the 2% cards listed above will work fine.[/quote]
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