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Reply to "What would you do - job loss edition"
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[quote=Anonymous][quote=Anonymous]I just want to make sure that you and your wife are aware that--if she was a Fed and has not reached the age/years of service at which qualifying for pension payments would occur--she can reclaim all of the FERS contributions taken from her paychecks over the years. They were taxed at the time, so it's not a taxable event. https://www.opm.gov/retirement-center/fers-information/former-employees/ ^^ and scroll down to "procedures for having your retirement contributions refunded to you." I separated voluntarily with <5 years of service and have filed for the return of my FERS contributions. I don't expect ever to return to federal service, but if I do, I can simply redeposit them at that time. In your shoes, if I did this, I would pay off the CC and put anything left into the HYSA. Cash on hand is a valuable thing in these times. [/quote] We're not feds but thanks[/quote]
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