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[quote=Anonymous]I direct deposit into a vacation account. I can get anxious about spending and pulling the trigger on larger purchases like flights and hotels and then enjoying a great meal on vacation. This allows me to tell myself ‘this is what you set the money aside for. You’ve got your other costs covered in your checking account.’ In relation to this, our vacation account gets the same monthly deposit as the kids college savings accounts. Again, it’s psychological, but this gives me the headspace to balance enjoying life now and saving for the kids. [/quote]
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