Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Money and Finances
Reply to "Money hacks"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous][quote=Anonymous]I put our credit cards in the safe so I have them in a dire emergency, but I do all my spending with my debit card. It sounds like a superficial change but it makes such a difference to not have that big payment a month later, and forces me to stay on budget. [/quote] Opposite. We rarely use our debit. We pay the cc off in full. We count the July 9 cc transactions on July 9. It in no way affects our spending for worse or better because the method we use at checkout doesn’t give us extra spendy feelings (since we count it for the budget on this month anyway). We always have $1,000 in credit card rewards in December, and that’s our Christmas. If we set aside more for Christmas, we can go above 1k too. [/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
