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Reply to "Currently have an ARM when to refinance "
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[quote=Anonymous]No reason to rush to refi here. What are the terms of the ARM - meaning when it resets, what is the index, what's the margin and what's the cap? If the cap is 2%, then that means it can only increase to 6.325% and you wouldn't refinance unless rates were better than that. But if the cap is 5% that's a different story. [/quote]
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