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[quote=Anonymous][quote=Anonymous]https://frequentmiler.com/start-here/

It's mostly about getting the card sign up bonuses.[/quote]

This is true.  You still can accumulate plenty of miles/rewards/perks after the signup bonus, but the “windfall” of points comes early- it’s part of the pitch to lure you in.

I’m not an expert on the travel card game, but my favorite card is the AMEX Hilton card.  The version I have has a $150 annual fee, but that is offset by a free night every year at any Hilton Hotel ($15000 minimum spend in the year on the card) and $50 quarterly credits on Hilton stays/charges.  Of course, you accumulate points on all of your spending and redeeming points at Hilton brand hotels is pretty easy.

This is my main credit card.  Some prefer airline cards, which my wife has.  She has the United card, from Chase.  Like my AMEX, it’s one of the lower tier cards- I can’t imagine paying a $500 - $700 annual fee!  The card gets us two free checked bags and boarding group two, which is nice if we are carrying on bags and want dibs on bin space.

The higher fee cards get you additional perks.  I think there is a United Card that gets you club access and a Hilton card that gives you Diamond status- Hilton Honors highest tier.[/quote]

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