Reply to Is $25k college debt bad? - Current College Student

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[quote=Anonymous]I wanted to ask seasoned professionals who know about money rather than Reddit where I could get answers that boil down to “transfer to your local state school” lol.

I transferred and had the option between a full ride at a top 25 public and paying $10k-$20k a year at a top 10 LAC. I chose the top 10 LAC because I liked the location, values, and smaller class sizes more than the public. As much as I enjoy the LAC it has not helped much with career prospects as I thought it would. I guess it’s a more if you know you know college. My career prospects seem to be dominated by state school students which I have no issue with. But, I’m wondering if the $25k total debt (this includes around $5k-$6k from my first college) is worth it.

I enjoy my school a lot, I’ve made absolutely wonderful friends, I’m in a small program, I get free summer housing, I get free health insurance (I’m older so this means a lot to me), I’m near a major city (access to different companies, which led me to working at a F100 conpany in a low level role this summer), my professors have been so kind and supportive, etc.

I have second thoughts as I’ve been so career focused since transferring here. My peers are highly decorated and ambitious. I applied to hundreds and hundreds of paid internships in my field and got nothing. I luckily got my current job out of nowhere and I’m treating it as an internship and networking.

My major and minor is in the humanities and social science. I have a laid out career goal of utilizing it for two specific industries to do marketing and communications. My goal is $60k post grad job that’s waiting for me when I graduate. According to collegescorecard for my college and major the median earnings 5 years post grad is $65k.

Is the $25k debt worth it for a $60k post grad job? My biggest worry is that I won’t reach that. So is $25k worth it for a $40k job too?

Sorry for the rant and life story. I’m just so anxious that I made the wrong college choice and chose emotion over logic. Any advice is appreciated. Thank you![/quote]

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