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Reply to "529 planning"
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[quote=Anonymous][quote=Anonymous]Personal decision really. Our youngest just finished school and we have about 100k left. You can either do the first or second, but unless you need the money, don't do the last one. We are going to move some to ROTH then divide between three kids (1 and 2 combined, sort of).[/quote] This is what I would do too - if you have enough to fund the Roths then do that first, but keep whatever's left with plans to divide it among your kids/grandkids in the future. Even a small amount left over adds up over 20+ years. Obviously if you need the money then pull it out, but I wouldn't go looking for courses to spend the money on if that's not something you were really excited about doing anyway.[/quote]
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