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[quote=Anonymous]We have a balance of $240K. One remaining kid in college with 3 years to go. At a run rate of about $40K/year for the next 3 years, we expect to spend $120K. We have about $120K in the 2027 and 2030 portfolios that should about cover that. Don't expect these funds to go up or down by much. The remaining $120K in a mix of other funds. Question for those who have gone through this.. what should we do with these funds? - Should we keep it in the 529 plan and split it now between kids ($40K per kid); invest in the S&P500 fund so they can use it later for themselves or their kids? - Should we start moving money into Roth contributions for working kids? Rules seem complicated but even if we do that it may take a few years to get done. - Can we use it for ourselves? Online courses at Udemy or other?[/quote]
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