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Reply to "Max out 401 K or start Roth?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]The one advantage to a Roth IRA is it's the best way to save for dbs' college too.[/quote] is it better than a 529? [/quote] Yes, it's better than a 529 because it's a retirement account first but the funds can be used for college and first-home purchase. So it generally has more utility. Although you have to be wary of a financial aid penalty for using a Roth IRA as a college savings source. But it's not as good as a 401K that comes with a company match. That should be fully exploited first.[/quote]
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