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Elementary School-Aged Kids
Reply to "Any Feds out there have a child in braces?"
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[quote=Anonymous][quote=Anonymous]I would encourage you to do some careful math on the premiums vs. benefits. Every time I've looked at it, it is a wash, at best. I've read several articles that conclude that dental coverage (especially with regard to orthodontia), is really just a savings plan--i.e., a way to spread the costs out over multiple premium payments. You're probably better off putting the money into an fsa -- at least you can spend it on other health care issues, if necessary. [/quote] In prior years I would agree but the maximum you can put in the FSA for 2013 is $2,500. It used to be $5,000. We're a family of 5 and will use up far more than $2,500 on prescription co-pays alone.[/quote]
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