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Reply to "Should I report this car accident to insurance? "
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[quote=Anonymous]OP here. Sorry if this is dumb, but if I contact their insurance, they won’t insist on contacting mine? To be clear, there’s no earthly way I’m at fault and the woman never indicated she thought I might be, but I assumed if I call her insurance, the insurance is going to want to work through my insurance company. I have her number, but I’m worried if I text and ask if she’d prefer to do this outside of insurance, she’ll think it’s a scam or something. She’s not originally from the US, is older, and her English is not very good. [/quote]
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