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Reply to "Should I report this car accident to insurance? "
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[quote=Anonymous]I was rear-ended today at a red light. I was sitting in a line of cars and out of nowhere, the car behind me moved forward and hit me. They weren’t going fast - not sure they even hit the gas - but they did leave a couple of small scratches on the rear bumper. (The car is less than a week old, so I’m sure they weren’t already there.) I exchanged license/insurance info with the other driver, but I’m wondering if I should report it to insurance. The scratches are annoying since the car is new, but they’re barely visible. However, I’m worried there’s maybe latent damage to the bumper sensors, or something else not immediately visible? OTOH, I don’t want my rates to go up even though it wasn’t my fault. And I honestly, I feel somewhat bad for reporting such a minor thing on the other driver, since, as long as there’s no damage beyond the scratches, I don’t really care. [/quote]
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