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Reply to "Can I qualify for term life insurance?"
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[quote=Anonymous]Life insurance agent here. You will easily qualify and should even get the #1 rate class with at least a few companies. The main problem you mentioned here is your family history. However, there are a few companies that only consider cancer/cardiovascular deaths—not simply diagnoses—of parents. Regarding cholesterol, with or without medication, as long as the total cholesterol is <300 and the cholesterol/HDL ratio is <5, you’ll be fine. Regarding weight, as long as your BMI is under 29, you can get the #1 rate class. (In other words, you can almost be obese—defined as a BMI of 30—and still qualify for the best class.) Just go to a broker who represents many of the top companies, and you’ll be fine.[/quote]
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