Reply to SIL bankrupted ILs: Awkward family gathering in July

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]SIL (DH’s Sister) has made one terrible financial decision after another.  Just declared bankruptcy again, foreclosed house, spent her kids college funds, etc. she asked ILs (80s) for a bailout and would pay back when her house sold. She overpriced house and it sits on the market for 18 months - now it’s in foreclosure.

Haven’t spoken to SIL since this started. DH texts her once in a while. ILs are broke and we’ve been helping them cover what their fixed income can’t.

Family gathering coming in July. Help me NOT say something terrible to her. She is in denial and my ILs have not told her about their financial situation because “it would worry her too much.”

So, what do I say? Do I just ignore the elephant?

[/quote]

1. There is nothing you can say to her that will change her situation or behavior.
2. You are her next bail out project. Be careful that the money you are giving your in laws is not funneled into her pocket. Your DH should try to get visibility into his parent’s credit rating, mail delivery status, and accounts if possible. SIL may try to open credit cards with them jointly or get them to mortgage their house to funnel more money to herself. 
3. Do not give her any money. Do not make a big deal about giving your in laws money, this will only alert her to another source of funds. [/quote]

This. Don’t say a word to her - but your husband needs to make sure his parents shit is in order. [/quote]

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