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Reply to "Help for retirement planning neophyte?"
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[quote=Anonymous]We are in our sixties. Both still working. We have a reasonable amount saved and a paid off house, but I am afraid to retire and live on a fixed income because my spouse and I do not see eye to eye on spending. Spouse has always refused to budget. I don't know how much we can plan to take out of retirement savings each month, how much we should set aside for healthcare (we do not have long term care insurance), whether and when to downsize and what are reasonable monthly housing expenses for us, etc. etc. We have a broker but do we need a financial planner? Any books that helped you get started with retirement planning? Thanks.[/quote]
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