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Expectant and Postpartum Moms
Reply to "Federal Health Benefits - BCBS Standard or Basic for Maternity and Birth Delivery"
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[quote=Anonymous][quote=Anonymous]Ive been watching this thread eagerly hoping someone will give insight. I have the same response as the 1831 poster- I am trying to decide between the two, and cant imagine why Standard would be better if 1 )you have to pay 15% of procedures and 2) the premiums are higher. the only real advantage I can see is the out of network thing, but given the difference in cost it seems like it would make sense to pay out of pocket if and when that ever happens. what am I missing?[/quote] Nothing - the only benefit to the Standard is the out-of-network provider benefit. Not worth the extra money in my opinion unless you already know you need an out-of-network provider - Federal BCBS is HUGE in DC, so the chances that you wouldn't be able to find a great, in-network provider is slim.[/quote]
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