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Adult Children
Reply to "As I plan to be an empty nester and retirement one day, what am I not considering could happen?"
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[quote=Anonymous]Risk of you dying or becoming disabled before your youngest launches. Risk of being unemployed and needing health insurance before Medicare eligibility kicks in. Risk of you needing long-term care later in life. Risk of a child needing financial or medical help in adulthood. insurance helps with some of these. Do you have a spouse? That changes some of the calculus (especially if your spouse is functional). Other things to consider: do you want to leave money to your kids/grandkids? do you want to support them in college/early adulthood? do you want to leave a charitable legacy? [/quote]
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