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Real Estate
Reply to "VA Assumable Loan as a Civilian"
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[quote=Anonymous]The veteran seller would be a fool to agree to it. We are in the process of buying a home where we are assuming a VA loan (2.75%) but my spouse has VA eligibility, so the seller will not lose theirs. There were three offers on the house: Offer 1 was doing a conventional loan but offered less than asking Offer 2 offered asking, but was a civilian wanting to assume their VA loan Offer 3 (us) offered asking, wanted to assume their VA loan, but would use our own eligibility. Obviously ours was the strongest offer. Unless you are buying in a strong buyers market and the seller is desparate, I think you will have a difficult time getting the seller to agree to it.[/quote]
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