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Money and Finances
Reply to "I'm not even sure what my question is, but I'm sure you all will have something to share. Wife overspending"
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[quote=Anonymous]You've got to sit her down and explain that 3.5M doesn't go a long way these days. This IS a hill to die on, because money is the most important long-term factor of happiness, all other things being equal. It's truly not belt-tightening you're asking her to do, given your middle class income. It's just a little awareness of how she spends. Perhaps she doesn't know how to cut back, so you should help her budget: she needs to keep receipts for 3 months, and see where the money is going. I bet some of it are subscriptions she doesn't even use - I made that mistake. I bet there's a lot of food waste in your house, and she's buying crap she doesn't need and wouldn't miss, they've just become a habit. She can break all those habits, and not make herself depressed. Please insist, firmly but gently. In the end, this isn't going to be negotiable, but she needs to feel she has agency. [/quote]
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