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Reply to "I'm not even sure what my question is, but I'm sure you all will have something to share. Wife overspending"
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[quote=Anonymous]Can I ask a question? Why is the line spending money from your investments? Why isn’t it spending over some other number based on your goals? I guess what I mean is, it sounds likef you have a personal rule of thumb that you don’t spend more than your w2 income. Spending from your investments feels like a bad move to you. But maybe it would help to articulate why. Money is fungible, right? Your portfolio isn’t all stocks, are you really having to sell something each month? Or is it cash from interest/dividends/etc? If so, why is spending that “bad” but spending from your paycheck is okay? I’m not saying there’s not an answer, I’m just saying go ahead and spell it out. If you’re setting a spending target, make a case for it beyond just the source of the cash. [/quote]
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