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Reply to "Is this too late to start investing? "
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[quote=Anonymous]I am 32, make $170K a year, have $150K in a 401K (which I know is low: I had a pretty significant jump in income over the past four years in which my salary about doubled). Husband and I own a home worth $700K with $500K to go on the loan (under 3% interest rate). I had about $15K in a car loan that is now down to $6K. We don’t have kids but right now, I’m able to save 30-40% of my take home pay and want to start more aggressively investing after I replenish my emergency fund / ‘home repair’ fund (we bought the home less than a year ago) and pay off the car. I wasn’t able to invest much in my 20s aside from retirement but I do have a few thousand in a brokerage and have essentially stuck to the ‘Bogleheads’ distribution. Is it too late to start now? I’m currently only putting in around $500-1K a month. [/quote]
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