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[quote=Anonymous]I am old enough to remember when: 
- a huge percentage of the country was totally uninsured
- people were rejected from getting insurance due to pre-existing conditions
- even when you had insurance, and paid premiums for years, the moment you needed it, insurance companies would scour your records to find something that could indicate there had been a pre-existing condition all along, then retroactively canceled your policy 
- if you lost your job, you were screwed 
- there were annual lifetime limits
- your kid was uninsured the moment they graduated from college

Then came Obamacare, and lots more people got access to insurance, and fewer were kicked off at the moment they needed it, and young people had a bit more grace to get their own plans. But it feels to me like among those who have insurance, denials of more routine claims have increased substantially (see United Health Care, but not just UHC), and it feels like everything -- copays, deductibles, etc., have gone up so substantially that *everyone's* feeling nickeled and dimed in a way that didn't used to be.

My question: once we increased coverage, did insurance companies just start engaging in new shenanigans that made things harder for everyone? And if so, what is the solution (other than medicare for all, which I support, but which I suspect is still a ways off). [/quote]

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