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Reply to "Does my mother need to take an RMD from her IRA or can she just convert it to a Roth IRA?"
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[quote=Anonymous]Working means you don't have to RMD the employer 401k. You have to RMD IRAs, I think. Not Roths. She must have invested well if 2023 and 2024 IRA contributions capped at $15.5k are now $25k. https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-ira-contribution-limits[/quote]
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