Reply to Car accident- rental/medical- how works?

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[quote=Anonymous][quote=Anonymous]Car accident where other side insurance accepts fault. With own insurance we have plan for rental. Shouldn’t this be offered by at fault party’s insurance company? Is it typically not unless asked? Even if insurance says accepting fault, I am hesitate to pay anything myself and hope they reimburse as they should and say they will- can you ask to be paid upfront the case amount for rental instead?

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Get your insurance company to arrange the rental. They typically get a good insurance company rate. You will pay for extra insurance like LDW if you choose. Other than that we paid nothing for the days allowed by our policy. Our company got the money back from the other company.  We did extend past allowed days because the parts took a while but we got the low rate. State Farm was our company.
BTW you are allowed to get your car repaired wherever you want. Ask your company
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For medical- getting pressured to say what’s wrong, when medical appt are, etc. From small amount of online research sounds like I have right to tell them I will come back to them once I know more and have no obligation to give moment by moment updates — and then just need to submit all long before statute of limitations runs. Does that sound right? Again, other side insurance said they are accepting liability already but so far said nothing else but givigg by a car shop for estimate.
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Pressure from whom? Talk to your company. Only. Tell your company you want the other insurance company to stop bugging you abd have them deal with it. Prudential was very aggressive until we got our agent and the State Farm claim coordinator to tell them to stop and only deal with State Farm.

Thanks,[/quote][/quote]

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