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Reply to "Milestone birthday amidst job loss"
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[quote=Anonymous]Well, you already know that it’s not the best financial choice - it’s not prudent at all. But yes, you are allowed to buy yourself a birthday present. You don’t have to make perfect financial decisions. For example, I will always regret that I said no to a couple of destination weddings when I was younger because I didn’t have the money, and the reality is that, in the overall scheme of my finances, the rare splurge would have been fine. And the experience, the memories, the showing up for important relationships would have been worth it. But also, perhaps you can set aside the money for the purchase and save it until you have a new job lined up. And buying it for yourself even if your future salary is lower than your current salary. And think of it as a present not just for your birthday, but also for being resilient and surviving a hard time. And for holding onto the cash and taking care of yourself financially. I think life is hard and many financially prudent people don’t celebrate enough, but maybe you can make the gift mean even more than just turning 40.[/quote]
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