Reply to Rolling over TSP to IRA?

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Reply to "Rolling over TSP to IRA?"

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[quote=Anonymous]I'm in the same boat - have 30 years of contributions in TSP, so a sizeable amount. My plan is to keep most of it in the TSP for now.
Reasons: 
- the G Fund - there is nothing else like it, and in today's volatile world it may end up being very useful
- Low costs - although no longer the lowest, still among the lowest
- meets my expected withdrawal needs
- meets my investment choice needs (I'm a boglehead sort)

Most of my TSP is traditional, so I will start doing Roth conversions up to the top of my tax bracket - so every year I'll transfer an amount to a trad IRA and then convert it to a Roth.

Also, if my spouse pre-deceases me, I will look into moving more of the funds to an IRA if the rules for non-spousal inherited accounts stay the same.

My other (non-TSP) investment funds are with Vanguard FWIW. I'm eyeing Fidelity as an alternative, but still with Vanguard. Except for the issues I mention above, I don't see a huge advantage of moving the TSP funds to either at this time. I do notice that "financial managers" are eager to get their hands on my TSP funds, and promise to manage it better than I can for a 1% fee or so. No thanks - I'll keep that 1% for myself. [/quote]

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