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Reply to "Which account would you pull $ from first?"
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[quote=Anonymous]We have just closed on a fixer. We have cash to do the needed repairs (though not all the wanted repairs) but not a ton of cash above that. I think I know the answer to this, but in case we have a dire emergency before rebuilding cash reserves over the next year, where would you pull money from first to last, with most preferable first 1.) mutual fund I've held for about 10 years 2.) contributions to Roth ira held over 5 years 3.) tsp loan 4.) cashing out pension plan from state where we don't plan to return (taxes and penalty would be due) The mutual fund is only about 8k. Is there any tax advantage to cashing it out in 2012 versus 2013?[/quote]
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