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[quote=Anonymous]Hi OP, glad I found this thread. This is happening to us as well. Someone hacked into one of our old emails and stole/reopened two old credit cards and maxed it out. Since they changed all the contact info, we didn't know any of this was going on until we tried to open a new credit card and discovered the credit has tanked.

I found this link from the CFPB: https://www.consumerfinance.gov/ask-cfpb/what-do-i-do-if-i-think-i-have-been-a-victim-of-identity-theft-en-31/

The last part seems to suggest that once you file an FTC report, you can send it to the credit agencies and they have to block those fraudulent charges from your report, and then they will let the creditors know. We are still figuring out our full story and calling each bank to alert them of the fraud so they are on notice and can do their own investigation and send us certain info. Maybe we can keep each other updated on this horrible journey!

But from what I have read so far, it seems you are not liable for fraudulent charges and the police report/FTC report is the way to show it is now you. Others who have been through this, please let us know if this is not right![/quote]

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