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Reply to "Do I need life insurance?"
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[quote=Anonymous][quote=Anonymous]OP here. Thanks again! Last question, could there potentially be any BENEFIT to it, though? I keep seeing ads/commercials for life insurance only $10/month. I'm assuming it's not that easy/cheap, but if it WAS- would there be any upside of me having it? I guess I just don't fully understand what it actually does, in cases where there's no dependents. [/quote] The only upsides I can think of would be 1) if you really want to leave money to a relative (maybe you have nieces or nephews, or a parent) or 2) if you want to get a 30 year level premium policy now because you are healthy and life insurance is generally cheaper while you are young and healthy because you fully expect to have dependents in the next 5-10 years. Neither of those would really be a good reason to me though. Generally, what "it does" when you have no dependents is generate profits for insurance companies.[/quote]
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