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[quote=Anonymous]I have gay friends in VA that are trying to have a child.  Their group benefits have previously provided access to IUI benefits, via donor sperm.  Now, as they try for #2, they are required to do IUI for 6 mos and pay out of pocket before insurance will cover IVF.  All because they aren't married with "easy access to sperm." This is due to some changes their employer made with a third party company providing authorization for fertility treatment.  If a non-married couple wanted to seek fertility treatment, they would also require 6 mos of failed treatments, out of pocket, as proof they have been trying.  Yet, if they were a married couple, they can simply state they have been trying for 6 mos.  The third party company stated this is documented in the terms of coverage for their insurance, yet HR has not made that available to the couple.  The company is self-insured so regardless of what legal requirements would be put in place in the future, as a self insured company, being self insured, they are exempt.

I think the marriage certificate is ridiculous.  I can't possibly fathom that THAT many gay and non-married couples are costing insurance companies that much money for this treatment.  What's worse is this couple had the benefit 4 yrs ago but now, nope.  [/quote]

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