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Money and Finances
Reply to "Anyone live below their means?"
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[quote=Anonymous]My husband does, and always has; I don't. That mix is not ideal. Still, all our big purchases are based on his financial preferences, so we have a mortgage that is about the equivalent of our combined annual income - we qualified to spend at least 3x as much, but this will be paid off before our first child starts college. We pay for all improvements in cash. Our cars are 5 and 12 years old, and are modest. We vacation with family. He has huge savings and hopes to retire before 60. I don't spend crazy - I spent little on clothes or hair etc. But I do buy all the food and make all spending decisions regarding our kids (camp, eating out, presents, parties) and I don't penny pinch on any of that. I wish we could be a bit more balanced, but this is who we are and it will all sort itself out in the end.[/quote]
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