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Reply to "Need help with budgeting"
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[quote=Anonymous]Why would you let 15k go to collections if you had more than enough cash savings to pay it? You sound like you desperately need some basic financial literacy. I would look into your local adult Ed programs and see if anything us available. You will never get into a better financial situation if you continue your current patterns. I'm also not sure how you can expect to get useful help here when you've provided random pieces of information about your finances, and shown no willingness to cut any of the few expenses you have mentioned. You listed 4 things that total $1850-without adding in dinners, weekend meals, car or transit costs, utilities if you have them, clothing, hygiene and household items, etc. yet you think you can spend no more than $1900 a month? [/quote]
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