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Money and Finances
Reply to "Future college costs - what am I missing?"
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[quote=Anonymous]OP, my child is in college NOW and all I have in her 529 is about $40,000. We are managing. She's borrowing $5000 per year, and earning another $5000 from her summer job that she contributes. That's $10,000. I take $10,000 from the 529. And I cash flow $10,000 (about $1,000 per month). That's $30,000 for the year which covers her out of state tuition, room and board, more or less. (she has a merit scholarship bringing cost of attendance close to in-state.) So I cannot comprehend how you won't be in a MUCH better position if you already have $30K in your kid's 529 AND you are contributing $7200 annually? [/quote]
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