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[quote=Anonymous][quote=Anonymous]I have about $55K of credit card debt and $27K of auto loan. Overall, my minimum monthly payments are about $2700-2800 when my take home per month is about $4500 as a nurse making $60-65K/year. On top of debt, I still have to pay rent, utilities, groceries, gas, etc. I stay very depressed that I would never be able to get out of this. I want to go back to school to get advance nursing degree(paid by hospital) but have to adjust on my hours. I am 42F and single. [/quote] Set your budget so that it is below your current salary. Curb your spending. Then add an extra shift every week and everything from that goes to pay down your debt. If you are not living with roommates, find a cheaper place and live with roommates - use the savings to pay down your debt. [/quote]
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