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Money and Finances
Reply to "How to get out of debt!"
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[quote=Anonymous]What was put on credit cards? Can you live near the hospital without a car? Car is a luxury nowadays. Do you have any credit left to do 0% balance transfer? Can you get a cheaper rental or even a room? It will be temporary. At 42 and single, you should be working overtime or a second job. My friend is a nurse and a single mother to two boys. She gets requests to cover shifts all the time. Pick up extra shifts to take home $6k a month. Rent a room for $1000 max, pay credit cards with $3k, you'd have $2k for the car and living. I'd even get rid of the car unless under water. The more you work, the less you have time to spend money. The $2k left should be used for living and extra payments towards the credit cards. How much is the car payment and the interest anyway? Absolutely 'no' to bankruptcy. Teaches you nothing and ruins your credit. Overtime is so much easier or a second job. 42 is young. Wait til you are 50.[/quote]
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