Reply to Phone service and credit cards when you go out of country?

Forum Index » Travel Discussion

Reply to "Phone service and credit cards when you go out of country?"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous][quote=Anonymous]For a little cash, you can order it thru your bank here and if you are high enough "status" at your bank you will get discounted fees and delivery. I find that to be a [b]cheaper way[/b] to get say 200$ for the country I am going to rather than using an ATM when abroad which has a load of fees.[/quote]

I have gotten quotes on ordering euros through my bank and it has always been crazy expensive- like 5% exchange fee and $10 delivery.  I agree often ATM costs overseas are expensive if your bank account isn't the right one- you often see exchange fees of around 3% and a $5 fee for overseas ATM usage.  But have never seen it be cheaper to get foreign currency in the US before you go.

I have a Schwab account that I use basically only for travel purposes.  No minimum amount, 0% exchange costs and it refunds ATM fees anywhere in the world.  Keep $100 in it normally, and move maybe $500 into it before a trip in case its needed.  Then can take out small amounts as necessary and not end up with a lot of cash in a foreign currency at the end.[/quote]

I get free "delivery" and another 4$ "discount" from my bank because I have a "Preferred" status there based on my balances, so it is better for me to get it thru my bank here than pay the ATM fees which I don't get for free when in international locations, only US locations with my debit card. I mean, I have a credit card with no international fees so that is my preferred method of purchase but always good to have a little cash esp for small towns.[/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics