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Reply to "Best CD rate for 1 year or so—4.5%?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Yes that Marcus one is the best I found - it's FDIC insured. There seem to be more bad reviews for them than other banks - anyone use them?[/quote] Marcus is a Goldman Sacks platform. It’s their only retail banking product, so not much experience in retail customer service. I would focus on the rate and the fact it’s FDIC ins. I have 2 CDs directly w/Goldman that I got via online broker. But, no experience with Marcus platform.[/quote] OP here. I would prefer buying a CD on Fidelity (I have one maturing soon). However, the CD offered through that platform at much lower than 4.5%. [/quote] Same thing from my online brokerage. These 4.5% rates are not long for this world. I bought a 3 year CD from Amex last week for 4.05%, they are sold out now. Reconsidering equities and preferreds for new money.[/quote]
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