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Reply to "Mortgage options when one spouse has a good credit score and the other does not"
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[quote=Anonymous]My husband and I are looking to buy a house. I have been a home-owner before, previous to meeting him over a decade ago. This would be the first time he buys. The problem is, his credit rating isn’t very good – 656. My credit score is rated “excellent.” The mortgage brokers I have spoken with have recommended that we take the mortgage out in just my name in order to get good interest rates. I am a bit hesitant to do this, but I think it might be the rational, reasonable approach. Thoughts? Ideas? [/quote]
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