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Reply to "Accident: totaled decision & new car timing "
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[quote=Anonymous][quote=Anonymous]OP here; thank you for the advice! For KBB, I assume the insurance company would try to use the trade-in value as their anchor (vs private party, which is a higher estimate)? Just trying to set my own expectations and try to be conservative when pulling forward the car budget.[/quote] They need to give you the amount for you to buy the same car, so trade-in value isn't good enough because you can't buy it for that. Get the valuation report and make sure they have all of your packages and options reflected correctly. You can also submit receipts for recent repairs. They should pay for tax, tags, and registration on top.[/quote]
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