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Reply to "Reddit finance flowchart"
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[quote=Anonymous]Do any of you use the Reddit personal finance flowchart? My question is about personal spending on extras. Where does it fit in? _____ Managing finances is always a question of extra spending versus responsible saving. I mean a lot of it… That’s what it comes down to. Needs vs. wants. Once all the bills are paid, then what? My husband and I have been following the Reddit flow chart for personal finance. It’s helping us be more responsible about our saving and investing. But we’ve gotten a little unrealistic about spending on extras. Unrealistic on the low side. He and I both are committed to spending less, especially on kids, who have everything they need. And on whom we have probably overspent in the past. I want to know if you’re looking at the Reddit flow chart where you start to make allowances for more fun, clothing your teens actually want, a little vanity and spoiling yourself. The fun stuff in life. Where should that fit in, in the big scheme of things? ____ If you don’t know the flowchart, it gets linked to heavily. Almost any PF question on Reddit, someone will link to it. [/quote]
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