Reply to FDIC RIF Plans

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[quote=Anonymous][quote=Anonymous]Can someone explain to this FDIC spouse who prefers not to broach the subject with already-worried DH what the difference is between "corp" and "biz"? [/quote]

Corporate Units of the FDIC

These units handle the overall administration, policy, and governance of the agency.
	1.	Board of Directors – The governing body of the FDIC, consisting of five members, including the Chairman, who set policy and oversee the agency’s activities.
	2.	Chairman’s Office – Provides leadership and strategic direction for the agency.
	3.	Office of the Chief Financial Officer (OCFO) – Manages the FDIC’s budget, financial reporting, and investment policies.
	4.	Office of the Chief Information Officer (OCIO) – Oversees technology, cybersecurity, and information management.
	5.	Office of the Inspector General (OIG) – Conducts audits and investigations to ensure accountability and efficiency.
	6.	Office of the Ombudsman – Serves as a neutral party to resolve issues between the FDIC and external stakeholders, including banks and the public.
	7.	Office of Legislative Affairs – Acts as a liaison between the FDIC and Congress.

Business Units of the FDIC

These units are responsible for carrying out the FDIC’s core functions related to banking supervision, deposit insurance, and resolution of failed banks.
	1.	Division of Risk Management Supervision (RMS) – Oversees the safety and soundness of banks, ensuring they comply with laws and regulations.
	2.	Division of Depositor and Consumer Protection (DCP) – Enforces consumer protection laws, including fair lending practices.
	3.	Division of Insurance and Research (DIR) – Analyzes economic trends and banking risks, managing the Deposit Insurance Fund (DIF).
	4.	Division of Resolutions and Receiverships (DRR) – Handles failed banks, including managing assets and reimbursing insured depositors.
	5.	Legal Division – Provides legal support and enforcement actions against banks that violate regulations.
	6.	Division of Administration (DOA) – Manages human resources, facilities, and administrative support.
	7.	Corporate University (CU) – Provides training and development for FDIC employees.[/quote]

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