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[quote=Anonymous]NO. I do not like lifecycle funds. Look at them among several fund families and you'll find all kinds of variations in their methodologies, allocations, etc. IMO your best bet is not rely on the manager's decision re how to allocate and when to change. I have no connection with this company other than as a satisfied customer for many years, but I use www.tsppilot.com to inform my investment allocations in the TSP. You can follow it or not. I generally have and they saved me well into six figures in losses in the meltdown in '07-'09. Their focus is on avoiding huge dips, you will miss some runups too, but for many years they've helped me get a good return and probably have ~$200,000 more than I would have if I didn't follow their guidance. They lay it all out in great detail and they only advise changes based on data, not "feel" or guesses. [/quote]
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