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Money and Finances
Reply to "High Deductible Health Insurance Plan"
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[quote=Anonymous]OP, I am the first PP. You have to look at how much the HDHP saves per month in premiums (for us it is a lot; several hundred dollars per month) and if you think that savings will outweigh your out of pocket costs. For us it always has. You also have to weigh if you have the cash flow to fund the out of pocket expenses unexpectedly. Ironically it seems people with less money want the more expensive plans, because they don’t want surprises financially. We have always come out ahead on the year; but some months we have to outlay a decent amount of money.[/quote]
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